Section 1 - Application Of The Companies Code Section 2 - Functions Of The Bank Of Ghana Section 3 - Eligibility Restricted To Ghanaian Corporate Bodies Section 4 - Banking Licence Mandatory Section 5 - Application For Licence Section 6 - Provisional Approval Section 7 - Invitation To Public To Subscribe To Shares Section 8 - Final Approval And Issue Of Banking Licence Section 9 - Refusal Of Licence Section 10 - Time Limit For Decision On Application For Banking Licence Section 11 - Permissible Activities Of Banks Section 12 - Restrictions On Commercial, Agricultural Or Industrial Activities And Immovable Property Section 13 - Grounds For Revoking Licence Section 14 - Revocation Procedure Section 15 - Moratorium Due To Revocation Of Licence Section 16 - Sanctions For Unauthorized Banking Section 17 - Use Of Word Bank Section 18 - Inspection Of Suspected Institutions Doing Banking Without Licence Section 19 - Display Of Banking Licence Section 20 - Places Of Business To Be Licensed Section 21 - Opening Of Representative Office Section 22 - Changes Of Regulations Of Banks Section 23 - Capital Adequacy Section 24 - Additional Capital In Respect Of Special Risks Section 25 - Capital Adequacy On Consolidated Basis Section 26 - Notifying Non-compliance With Capital Requirements Section 27 - Penalties For Non-compliance With Capital Requirements Section 28 - Persistent Capital Ratio Deficiency Section 29 - Transfer Of Profits To Reserve Fund Section 30 - Restrictions On Declaration Of Dividend Section 31 - Maintenance Of Liquid Assets Section 32 - Notification Of Non-compliance With Minimum Liquidity Requirements Section 33 - Penalties For Non-compliance With Liquidity Requirements Section 34 - Transfer Of Shares Affecting Significant Shareholdings Section 35 - Disapproval Of Transfer Of Shares Section 36 - Prohibition Of Transfers Of, And Changes In, The Controlling Interests Section 37 - Penalties For Non-compliance Section 38 - Disqualification Of Directors, Officers Or Employees Section 39 - Disclosure Of Interest Section 40 - Intervention Of The Bank Of Ghana In Appointments Section 41 - Prohibition Of Advances Against Security Of Own Shares Section 42 - Limits On Exposures Section 43 - Restrictions On Exposure Section 44 - Restrictions On Lending To Staff Section 45 - Requirements For Lending To Related Parties Section 46 - Restriction On Establishment Of Subsidiary Company Section 47 - Limits On Investment In Respect Of Subsidiary Companies Section 48 - Limits On Investment In Respect Of Other Institutions Section 49 - Reporting Of Large Exposures Section 50 - Powers To Vary The Prudential Limits Section 51 - Regulations Section 52 - Directives Section 53 - Information And Periodic Returns Section 54 - On-site Examination Section 55 - Investigation Or Scrutiny Section 56 - Power Of On-site Examiners Section 57 - Taking Custody Of Records Section 58 - Verification Of Information Section 59 - On-site Examination Reports Section 60 - Follow-up Action On On-site Examination Reports Section 61 - Banks To Co-operate With Conservator Section 62 - Mandatory Revocation Of Banking Licence Section 63 - Hearing Of Banks In Matters Relating To Revocation Of Licence Section 64 - Issue Of Final Orders After Examining A Bank Section 65 - Moratorium Section 66 - Appeal To Minister Against Orders Of The Bank Of Ghana Section 67 - Ceasing Of Operations Following Revocation Of Licence Section 68 - Winding Up Of Bank And Appointment Of Liquidator Section 69 - Voluntary Winding-up Section 70 - Guidelines On Accounting Standards And Disclosures In Balance Sheet And Profit And Loss Account Section 71 - Accounting Records Section 72 - Financial Statements Section 73 - Audit Of Bank's Accounting Records Section 74 - Appointment Of Auditors Section 75 - The Bank Of Ghana's Powers To Appoint Auditors Section 76 - Auditor's Remuneration Section 77 - Auditor’s right to information Section 78 - Auditor's Report Section 79 - Special Audit And Additional Information Section 80 - Termination Of Auditor's Appointment Section 81 - Display Of Financial Statements Section 82 - Prohibition Of Floating Charge Section 83 - Secrecy Of Information Section 84 - Secrecy Of Customer Information Section 85 - Disclosure By The Bank Of Ghana Of Information Relating To Banks Section 86 - Submission Of Reports On Trend And Progress Section 87 - Protection For Officials Section 88 - Offences And Penalties Section 89 - Joinder Of Offences Section 91 - Repeal Of Banking Law, 1989 Section 92 - Validity Of Existing Licences